Mohamed Zakariya Othman is a highly skilled professional specializing in facilitating financial literacy for professionals, entrepreneurs, and SME executives with non-financial backgrounds. With his extensive experience, he offers customized coaching to ensure that the knowledge gained through his financial literacy programs is effectively applied according to each client’s specific needs.

Recognizing the significance of financial literacy, Mohamed firmly believes that professionals, business owners, and entrepreneurs who possess financial knowledge are better equipped to take full control of their divisions or businesses. By understanding concepts such as balance sheets and profit and loss statements, individuals gain a clear view of their business’s financial state, enabling them to make smarter and more informed decisions.

In recognition of his expertise, Mohamed has been invited by the Ministry of Education to present training proposals for basic accounting and finance to all Child Development Centers licensed by the Ministry. Additionally, he is currently in discussions with PUNB to provide similar training for the PUNB Incubation Project, specifically targeting retailers.

As a registered trainer with the Securities Commission Malaysia, under the Securities Industry Development Corporation (SIDC), and Bank Negara Malaysia, under the Islamic Banking and Finance Institute of Malaysia (IBFIM) as well as the Association of Shariah Advisors (ASAS), Mohamed conducts training on Islamic Finance and Banking. His areas of focus include Islamic Capital Market and Risk Management for Islamic financial instruments. His target audience comprises Islamic financial institutions as well as conventional financial institutions seeking to enhance their Islamic finance knowledge.

With a wealth of experience in financial services, including audit, investments, risk management, and credit, Mohamed possesses exceptional analytical and critical thinking skills. His proven track record in senior management leadership roles led to his appointment as the Lead Rating Analyst with SIMAH Saudi Credit Bureau in Riyadh, which is the credit division of the Saudi Central Bank (SAMA). He was selected as one of the pioneer members involved in setting up the first domestic rating agency in the Kingdom by the Saudi Government.

Continuing to expand his financial knowledge, Mohamed has ventured into the realm of Fintech, particularly focusing on Big Data Analytics. Through this expertise, he provides valuable insights derived from raw data to assist businesses in making informed decisions.

Certification and Credentials:

– National Competency Standard-Qualified Trainer (NCS-004:2017) – Granted by the Department of Skills Development, Ministry of Human Resources, Malaysia.
– HRDF-TTT-Exempted Trainer.
– Professional Certification: ACCA (UK).
– Education: ACCA, Masters in Islamic Finance Practitioners.